Let's Help You...

Get Your First Home

Find Your Dream House

Find A Great Rate

Get Qualified

Get Cash Out

Whatever your goals are we are here to help!
Click our prequalifier to get started!

How We Can Help Buy Your Dream House

icon

Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • icon Get Your Offer Accepted
  • icon Know Your Buying Range
Get Pre-Qualified
icon

Shop For Best Rate

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

  • Benefits
  • icon Shop Multiple Lenders
  • icon Lower rates, Lower Payments
Shop Rates
icon

Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • icon Hassle Free Funding
  • icon Get Your Dream House
Fund Your New Home

Welcome To Younited Lending

At Younited Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Our team at Younited Lending is fast, friendly, experienced and here to help you every step of the process!

Our Satisfied Clients

Reviews
4.97
Ratings
108
Total Reviews
5
97.22%
4
1.85%
3
0.93%
2
0%
1
0%
Sort
Filters
Reset
Date
Source
Gateway
Rating
05
  • M
    Michael W 
    Posted on April 4th, 2025 11:00 AM
    5.0
    for
    Alan Silber
    google
    Jay at Younited Lending made our home purchase as smooth as can be. From our first conversation to closing day, he was proactive, responsive, and incredibly organized. Jay ensured I understood every step and kept things moving efficiently without ever... read more
    Reply from
    Owner
    April 4th, 2025 11:17 AM
    Thank you for your wonderful review, Michael! We are thrilled to hear that Jay provided such a smooth experience for your home purchase. Your compliments regarding his professionalism and dedication are greatly appreciated. We loo...read more
  • L
    Lisa G 
    Posted on March 9th, 2025 05:00 PM
    5.0
    for
    Alan Silber
    google
    I can’t recommend Alan enough. He’s helped me finance three homes, and every time he’s been awesome to work with. The latest one was a tough deal, but Alan got it done when nobody else could. He worked hard, thought outside the box, and made sure I got... read more
    Reply from
    Owner
    March 9th, 2025 05:11 PM
    Thank you for your wonderful review, Lisa! We're thrilled to hear about your positive experiences with Alan and the exceptional service you've received. Your recommendation means a lot to us, and we look forward to helping you wit...read more
  • G
    Ginny L D 
    Posted on March 8th, 2025 10:46 PM
    5.0
    for
    Alan Silber
    google
    I've worked with Jay Guggiari at Younited Lending, LLC, and I couldn't be more pleased with the experiences. From start to finish, he made the mortgage process smooth, transparent, and stress-free for my Buyers.Jay took the time to thoroughly explain... read more
    Reply from
    Owner
    March 8th, 2025 10:56 PM
    Thank you for your wonderful review, Ginny! We're thrilled to hear about your positive experience with Jay and our team at Younited Lending. Your kind words about our professionalism and communication mean a lot to us. We apprecia...read more
  • T
    Teresa V 
    Posted on March 8th, 2025 02:14 PM
    5.0
    for
    Alan Silber
    google
    I recently had my clients obtain their VA financing through Jay, and he did a fantastic job. Extremely knowledgeable and always communicating throughout the entire process. Answered his phone always, and rates and fees were extremely competitive. I would... read more
    Reply from
    Owner
    March 8th, 2025 03:05 PM
    Thank you so much for your wonderful review, Teresa! We're thrilled to hear about your positive experience with Jay. Your recommendation means a lot to us, and we look forward to continuing to provide excellent service in the future.
  • L
    Lori S 
    Posted on March 8th, 2025 12:39 PM
    5.0
    for
    Alan Silber
    google
    Jay Guggiari is an incredible lender whose consistent dedication and excellent service never fail to impress. Time after time, he successfully meets the needs of our mutual clients with remarkable skill and efficiency. His communication is the best,... read more
    Reply from
    Owner
    March 8th, 2025 12:50 PM
    Thank you for your wonderful review, Lori! We're thrilled to hear such positive feedback about Jay Guggiari and his dedication to providing excellent service. Your kind words motivate us to continue striving for excellence. We're ...read more
  • Latest Blog Posts

    Purchasing

    We work conforming and non-conforming real estate loans.

    CLICK HERE FOR MORE

    Monthly Payment Mortgage Calculator*

    Use this calculator to see monthly payments for different loan amounts.

    * Please note: this calculator is for illustration payments and actual payments may vary.

    The Younited Lending Advantage

    customer service icon

    Local Knowledge

    We know the area and the market and we're part of your community, not a bot on the net :)

    documents with a pen icon

    Fast Processing

    We work to close your loan as quickly as possible. We can even hit curveballs!

    house in your hands icon

    Best Service

    We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

    home money icon

    Utilizing Technology

    We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

    The Younited Lending Address

    Contact Us:

    Phone: (843) 419-7600

    Address: 3015 Dunes West Boulevard Suite 506
    Mount Pleasant, SC
    29466

    Office Hours:

    Monday-Friday: 9am to 6pm
    Saturday: 10am to 2pm
    Sunday: Closed

    Refinance

    We can help you lock in a long term fixed rate and get out of your ARM.

    CLICK HERE FOR MORE
    loan office work table

    Apply Now

    Get started with our easy online application.

    CLICK HERE TO GET STARTED
    latest news

    Latest News