Licensed in SC · FL · CO · VA

Smarter Mortgage.Better Outcomes.

Independent expertise with access to 100+ wholesale lenders. Real human guidance for Mount Pleasant and beyond. Backed by 35+ years of experience and powered by modern technology.

  • NMLS #1927343
  • Licensed SC · FL · CO · VA
  • Lender-Paid.No Cost to You.
  • Equal Housing Opportunity

I'm ready to buy

Get a verified pre-approval letter, fast.

Get Pre-Approved →

Not sure where to start?

Take a 2-min quiz to find your best mortgage path.

Take the Quiz →

Just getting started?

Get a free app to build credit, save, and track progress.

Get the App →
Two more ways we work

Not buying a home today?

Younited works with realtor partners and real estate investors too. Each has a dedicated path.

For Realtors

Fast pre-approvals, co-marketing, and a free agent toolkit.

Partner With Us →

For Investors

DSCR, bridge, and fix & flip financing, built to scale a portfolio.

Investor Engine →
Why a broker wins

More lenders. Better pricing. No bank games.

FeatureYounited LendingRetail Bank
Loan programs100+ wholesale sourcesOnly their own
PricingWholesale ratesRetail markups
Your costLender-paid modelBuilt into your rate
The process

How it works

1

Talk first

We learn your goals, credit profile, and timeline to build your strategy.

2

We shop 100+ lenders

We find the specific program with the best rate and terms for you.

3

Close with confidence

Tech-enabled processing and expert guidance get you to the closing table.

What our clients say

Trusted across the Lowcountry

★★★★★

“Alan navigated a complex financing situation with total professionalism and constant communication. Highly recommend.”

Verified client review
★★★★★

“He helped my daughter secure financing and went above and beyond. Dedication and genuine care set him apart.”

Verified client review
About the founder

Alan Silber

“My mission is to simplify the mortgage process while delivering institutional-grade strategy to every client.”

35+ years in finance and real estate. Based in Mount Pleasant, Alan helps Charleston families navigate complex loan scenarios with clarity.

Alan Silber · NMLS #1435868

Questions we hear every day

Common questions

Why use a mortgage broker instead of a bank?
A broker works for you, not a bank. We shop your loan across 100+ wholesale lenders to find the rate, program, and structure that fit your situation. A bank can only offer its own products. Lender-paid compensation means our services typically cost you nothing extra out of pocket.
How fast can I get pre-approved?
Most buyers receive a verified pre-approval after submitting complete documentation through our secure borrower portal. It is a full pre-approval, not a basic pre-qualification, which carries weight with sellers.
What states are you licensed in?
South Carolina, Florida, Colorado, and Virginia.

Ready to find out what you qualify for?

Get a personalized quote or a same-day pre-approval letter.

Call Text Book